Have you gotten yourself into debt and are experiencing problems with a poor credit rating? If so, make sure to apply for a bad credit credit card. This type of card is specifically for applicants who have bad credit. Individuals with a poor credit rating often have a hard time being approved for regular credit cards. Fortunately, even if you have been turned down previously by other credit card companies, you may be able to secure a bad credit credit card. This will enable you to start improving your credit rating and getting yourself out of debt. The only drawback is that you may end up paying a higher interest rate and be restricted to a lower spending limit.